Name three excuses -- stories you tell yourself that are holding you back -- that you are going to let go of in 2013.
Time… I do have the time to complete my 2 x courses in the allocated time frame. Sitting staring at the computer will NOT get them finished. Get in there and just do it.
Balance… you do have balance in your life. It's perhaps not how you envisaged it, but you do have a lot of interests. Balance across them is generally pretty even. Just enjoy them!
Home… sitting idly staring around you will not clean, nor organise, nor declutter your house. Get stuck in, a little each day will go a long way. You CAN have this house sorted next year.
And that's telling me!